What’s new in guito

When a loan names the account you pay it from, a debit for the expected instalment links to the loan without asking. If two debits fit the same instalment, or the payee isn’t the usual one, you’re still asked. Several questions come as a pile, one at a time.

A budget can count spending from just some of your accounts. A groceries budget on a joint account, for example, leaves out what you pay from your personal one.

Each new feature appears on the day everyone gets it, with what it is, what it’s for and how to use it on the web and in the app. Each week’s improvements and fixes are grouped into one entry.

A tag is a name of your own, such as “Canary Islands trip”, that groups transactions from different categories. The transactions keep their categories, and filtering by the tag shows what it all cost together.

For a share, ETF, fund, bond or crypto you track by hand, you can enter the quantity and price of each purchase, just as you would at a broker. The investment is then worth the quantity times the last price you entered, and you can update that price whenever you like.

The bar at the bottom now holds Home, Investments and Activity, and your photo at the top of Home opens your account and settings, in place of the side menu.

The Running total view of the Cash flow chart adds up income and spending day by day across the period, and the gap between the two lines is what you had left by that day.

Property funds registered with the CMVM, Portugal’s market regulator, are now in the catalogue. Record your purchase and the holding’s value follows the unit price the fund publishes.

Link money you got back, such as a friend’s share of a dinner, to the expense it belongs to. It then reduces that expense, in its own category and month, instead of counting as income. You can also record money someone paid you back in cash.

IRS withholding halved in November: see how much you’ll get

On salaries and pensions paid in November 2026, IRS withholding is halved, Christmas allowance included. The net salary calculator already does the maths.

Each bank shows whether it syncs the current account and the credit card, and what’s coming soon. If your bank isn’t available yet, ask to hear when it is.

The Performance view shows the period’s return as a percentage, dividends included, leaving out any money you put in or took out. With at least a year of history, each holding and the total also show the Annual return.

While the market is open, shares and ETFs on US exchanges and crypto update every 15 minutes, and today’s value follows the quote. There’s nothing you need to do.

The search bar finds accounts, transactions and investments faster, keeps amounts out of sight when you’ve hidden them and, on the Plus plan, answers questions too.

For a broker that can’t be connected, forward the emails confirming each buy and sell to an address of your own, and the trades are recorded in your investments.

guito is on iPhone and Android

Your bank accounts, investments, loans and AI agent are on your phone too. Download guito on the App Store and Google Play.

When a company leaves the stock market, is bought out for cash, or a fund is converted into another, the holding shows a note on what happened and is valued at what the event gave you. You can record the outcome so your portfolio reflects it.

If the price of a saved purchase is far from that day’s quote, the holding shows a warning with both figures, so you can fix a mistyped quantity or price.

When you add a transaction by hand to a synced account, the form warns you if the bank has already sent one for the same amount within three days, and shows its date. You can still save.

You can sign in with your Apple account, no password needed, just as you already could on iPhone.

Divide one transaction between several categories, each with its own amount. A supermarket run can be split between household and groceries, and each part counts towards its own category’s budget.

See every transaction in a category since the very first, or only the ones left uncategorised, so you can sort them out. And search no longer depends on accents: “cafe” finds “Café”.