Your loans, under control
Track balances, rates, and amortisation schedules. Link each loan to the asset it finances and see the impact on your net worth.
Automatic import
From contract to loan details
Upload the contract as a PDF or image. guito extracts details such as the interest rate, term and instalment for you to review before saving.
- PDF or image of the contract
- Automatic extraction of rate, term, and payment
- Review and edit before saving
Extracted data
Loan tracking
Mortgages, car loans and personal loans
Check the outstanding principal, monthly instalment and remaining term of each loan.
- Outstanding balance, payment, and remaining term
- Details of the interest rate, fixed or variable
- Changes in the outstanding principal
Mortgage
Variable rate · Euribor 6M + 0,95%
Outstanding balance
149 060,28 €
Monthly payment
487,32 €/mês
Remaining term
25a 3m
Repaid
25%
Car loan
Fixed rate · 7,90%
Outstanding balance
8 420,00 €
Monthly payment
245,00 €/mês
Remaining term
3a 2m
Repaid
58%
Amortisation schedule
Payment, principal, and interest month by month
Detailed month-by-month amortisation schedule. Record early repayments and see their impact on the outstanding balance.
- Full schedule with payment, principal, and interest
- Early repayment recording
- Current month highlight and payment history
Monthly impact
Variable rate
| Date | Payment | Capital | Balance |
|---|---|---|---|
| Jan 2026 | 487,32 € | 312,15 € | 149 688 € |
| Feb 2026 | 487,32 € | 313,28 € | 149 375 € |
| Mar 2026 | 487,32 € | 314,42 € | 149 060 € |
| Apr 2026 | 487,32 € | 315,56 € | 148 745 € |
| May 2026 | 487,32 € | 316,71 € | 148 428 € |
Linked asset
Link each loan to the asset it finances
Connect your car loan to your car, your mortgage to the property. See the real equity of each financed asset.
- Linking by type: property, vehicle, or other
- Real equity: market value minus debt
- Visible in both loan and asset detail
Toyota Corolla
Asset
18 500 €
Car loan
Liability
−8 420 €
Equity
10 080 €
Net worth
Assets minus liabilities = real picture
guito subtracts your debts from the value of your assets to calculate net worth. Track how that value changes over time.
- True net worth calculation
- Net worth evolution over time
- Breakdown by category: investments, cash, and others
FAQ
Your finances, finally organised
See your net worth, track investments, and manage loans. All in one place.